A “Buy To Let” property is a house or flat purchased not to live in, but rather to rent to someone else who will pay you rent.
Everyone has seen how house prices have moved forward in both the recent past, and over a number of years, outstripping many other investments. Many people have enjoyed spectacular growth in the value of their own home. A “Buy To Let” property allows access to more of these gains, assuming that the property market continues to rise. By buying a portfolio of properties you buy access to greater exposure to this specialist market.
We offer a complete service for those seeking to invest in Buy To Let Portfolios. We frequently have access, off market, to large portfolios of ready-made investments. We can offer a complete one-stop shop for these investments, including bank finance and mortgage, instruction of solicitors well versed in the purchase of these properties on your behalf, or proper and regular briefing of your own solicitor, insurance (with access to special block policies expressly for the Buy To Let Portfolio investor), property management and a full maintenance service. We provide regular update upon all properties including full reports twice a year on properties where we are responsible for the ongoing management of the asset. We have acquired hundreds of properties in numerous large portfolios for our clients. We are Buy To Let portfolio specialists.
No one can guarantee that house prices will rise forever, but we believe that we have the knowledge and experience to minimise many of the other risks that may be connected with Buy To Let properties and portfolios. Our access to specialist funds means that we can get mortgage deals unrivalled in the market. With a mortgage on the portfolio the investor should be assured that the mortgage payments are covered by rent from the tenant meaning that they are only investing their money in part of the property – the rest coming from the mortgage – this is called “gearing”. Whilst the portfolio investor might only invest 20% to 30% of the value of the property, they will be entitled to 100% of any growth in price of the property when they come to sell the investment.
A Buy To Let portfolio should help the investor reduce risk of rental voids. We regard the overall asset management of the portfolio as being of vital importance to our client and will always inform the client of opportunities to sell a property out of the portfolio for a profit, or to acquire further properties to improve the portfolio as a whole. We work closely with agents with regard to the management of the portfolio and try to identify any potential issues with either the property or the tenant. Some people are put off large portfolios, perhaps some way from where they are based, due to worries about management. We like to think our client have no such worries.
Not only do we have a regular stock of Buy To Let Portfolios throughout the UK, but frequently we know of further such investments some time before they are placed on the market – many owners will approach us before they talk to agents. This has been a very popular and dynamic market place and both our stock, and our pipeline of future opportunities changes on a regular basis. If you want to find what we have available today – or register for information on future opportunities, then please contact us for advance information using the box on the left, or contact us for currently available off Buy To Let Portfolio investment opportunities.